The National Homebuyer Fund’s Role in National Homeownership Month

June is National Homeownership Month, a special time to celebrate the dream of owning a home and highlight programs that help make homeownership more attainable. One standout resource for many aspiring homeowners is the National Homebuyer Fund (NHF), an organization dedicated to providing vital financial assistance to low-to-moderate income families striving to buy their first home. What Is the National Homebuyer Fund?The NHF is a nonprofit that offers down payment and closing cost assistance to qualified homebuyers. This support often comes in the form of grants or forgivable loans, meaning that recipients may not have to repay the funds if…
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How HomeReady and Home Possible Open Doors During National Homeownership Month

June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage options for low-to-moderate income borrowers. In a market where rising home prices and limited inventory can feel discouraging, HomeReady® and Home Possible® are helping more people achieve the stability and wealth-building potential that…
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Recognizing the Power of Having a Place to Call Home During Homeownership Month

June is National Homeownership Month, it is a time to celebrate the American dream of owning a home and to reflect on what homeownership means to individuals, families, and communities. I believe in the power of homeownership to build stability, create generational wealth, and provide a true sense of belonging. Whether you are already a homeowner or still working toward that goal, this month is dedicated to you. National Homeownership Month was originally recognized as National Homeownership Week in 1995. In 2002, President George W. Bush expanded it to the entire month of June to stress the importance of homeownership…
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Why You Should Think Like a Seller When Buying a Home

When you are buying a home, you are likely thinking about how it fits your life. Is the kitchen big enough? Does it have a home office? Is the backyard right for pets or kids? But what if I told you that thinking like a seller can make you a smarter buyer? It might sound backward, but approaching your home search with resale in mind can help you make a better investment, avoid future headaches, and even save you money in the long run. Here’s why you should always have your future resale value in mind, even on day one:…
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How to Read Between the Lines in a Real Estate Listing

When you are scrolling through homes online, it's easy to get swept away by beautiful photos, catchy descriptions, and enticing phrases like "charming fixer-upper" or "cozy starter home." But as a real estate agent, let me tell you, there is often more to the story than meets the eye. Learning to read between the lines of a real estate listing can save you time, prevent disappointment, and help you find the right home faster. Here is how to decode what those listings are really saying: "Needs TLC" = Bring Your ToolboxIf you see phrases like "needs TLC," "great bones," or…
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Getting Approval for a Short Sale

If you are struggling to make your mortgage payments and facing the possibility of foreclosure, you're not alone and you are not out of options. One path worth considering is a short sale, which can help you avoid the long-term impact of a foreclosure on your credit report. As a mortgage originator, I have helped many homeowners navigate this process. A short sale occurs when your lender agrees to accept less than the full amount owed on your mortgage to settle the debt. In this scenario, you sell your home for less than the remaining balance on your loan, and…
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How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details

Selling a home without furniture can be challenging. Empty rooms can feel cold, echoey, and impersonal, making it difficult for buyers to picture themselves living there. While full-scale staging can work wonders, it’s not always in the budget or timeline. The good news? You can create warmth, character, and connection using a few simple tricks.Here is how to make a vacant house feel like a welcoming home, no furniture required. 1. Start with Lighting That SpeaksNothing makes a home feel empty faster than dim, harsh, or unflattering lightning. Good lighting instantly boosts warmth and comfort. Replace outdated or dark bulbs…
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Understanding the Process of Selling a Home Through a Power of Attorney

What Is a Power of Attorney in Real Estate?Selling a home involves a lot of paperwork, legal decisions, and sometimes even travel. But what happens when a homeowner isn’t able to handle those responsibilities themselves? That’s where a Power of Attorney (POA) can come into play. A POA is a legal document that gives another person the authority to act on someone else’s behalf in legal or financial matters—such as selling a home. This can be incredibly useful for homeowners who are elderly, ill, out of the country, or otherwise unavailable to manage the real estate transaction personally. The person…
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Small Home Repairs That Can Raise Your Sales Price

When selling your home, even minor repairs can make a big impact on its value and appeal to buyers. Addressing small issues before listing your property can help you stand out in the market and potentially increase your sales price—without needing to spend much. Here are some small but effective repairs that can help you make a lasting impression on buyers. 1. Fix Leaky Faucets and Plumbing One of the first things buyers tend to notice during a home tour is how well the property has been maintained. Leaky faucets, slow drains, or minor plumbing issues may seem insignificant, but…
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The Ultimate Guide to Home Staging: Tips for a Quick Sale

Selling a home can be an exciting yet challenging endeavor and one of the most effective ways to ensure a quick and profitable sale is through home staging. Home staging is the art of presenting your property in the best possible light to attract potential buyers and create a lasting impression. In this ultimate guide, we'll explore a variety of tips and strategies to help you stage your home for a quick and successful sale. Declutter and Depersonalize: The first step in home staging is to declutter and depersonalize your space. Remove personal items, excess furniture, and any clutter that…
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