Blog

14
May
By Lori Blank
Home Buyer Tips

Tips For Buying a Home With a Small Backyard

A small backyard can still offer a wealth of potential and charm when you approach it with the right mindset. If you’re looking for a home with a smaller outdoor space, don’t dismiss the idea just because of the size. Assess Your Priorities for Outdoor SpaceBefore buying a home with a small backyard, consider what you truly want from your outdoor area. Do you dream of hosting large gatherings, or would you prefer a private space for relaxation? By clearly defining how you plan to use your outdoor space, you can better assess whether a small yard will meet your…
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13
May
By Lori Blank
Home Buyer Tips

The Benefits of Buying a Home with a Fireplace

A fireplace is often considered a symbol of comfort, warmth, and charm in a home. While it may seem like a luxury feature, buying a home with a fireplace can bring numerous advantages that go beyond just providing a cozy ambiance. Whether you're looking for a functional addition or a way to increase your home's value, a fireplace can offer both. Enhanced Comfort and CozinessThe most obvious benefit of having a fireplace is the comfort it adds to your living space. During the colder months, a fireplace becomes a natural gathering spot for family and friends. The warmth it provides…
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12
May
By Lori Blank
Financial Reports

What’s Ahead For Mortgage Rates This Week – May 12th, 2025

Over the weekend, the recent talks with China and the U.S. about the recent tariffs have been said to be making progress recently in Geneva, leading to restoring some stability across all sectors and markets. The prior week, the FOMC decided not to change the rates and that will likely be the case in the foreseeable future. While having less presence due to the current economic climate, this week's CPI and PPI inflation data releases remain as important as ever. These reports will offer insight into the recent impact of the trade war and help inform expectations for the near-term…
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09
May
By Lori Blank
Homeowner Tips

Important Steps to Take After Closing on Your Home

Congratulations! You have closed on your new home! After weeks (or even months) of searching, negotiating, and signing paperwork, you finally have the keys in hand. But before you kick back and start decorating, there are a few essential steps to take to protect your investment and make the transition as smooth as possible. Here’s a checklist of important things to do after closing on your home: Change the Locks and Update SecurityYou never know who might still have a key to your home, previous owners, contractors, or even neighbors. One of the first things you should do is change…
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08
May
By Lori Blank
Homeowner Tips

Weighing the Pros and Cons of Artificial and Real Grass

When it comes to creating the perfect yard, one of the biggest decisions homeowners face is choosing between real grass and artificial turf. Both options have their benefits and drawbacks, and the best choice ultimately depends on your lifestyle, budget, and long-term goals for your outdoor space. Let’s break down the pros and cons of each so you can make an informed decision that suits your home and needs. Real Grass: The Classic ChoicePros:There is nothing quite like the look and feel of a lush, natural lawn. Real grass offers a cooling effect during warmer months, improves air quality, and…
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07
May
By Lori Blank
Home Buying Tips

How to Keep Your Purchase on Track And Overcoming Home Buying Delays

Buying a home is one of the most exciting milestones in life, but it’s also a process that can sometimes come with unexpected delays. Whether it’s financing hiccups, inspection issues, or paperwork snags, knowing how to keep your purchase on track can make a huge difference. Here’s what you can do to stay proactive and keep moving forward toward your dream home. Get Pre-Approved, Not Just Pre-QualifiedOne of the first steps to avoid delays is getting pre-approved for your mortgage. A pre-approval shows sellers you’re serious and financially ready to buy, and it gives you a clear picture of your…
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06
May
By Lori Blank
Home Buying Tips

Why Timing Your Home Purchase Right Matters More Than You Think

For many people, buying a home is one of the most significant financial decisions they’ll make in their lifetime. It’s easy to get caught up in the excitement of home shopping, but it’s crucial to consider more than just the aesthetic appeal of a property. Timing is everything, especially in the world of mortgages. If you’re thinking about buying a home, it’s essential to understand how timing can impact your mortgage rate and overall purchasing power. Whether you’re a first-time homebuyer or a seasoned real estate investor, making your move at the right time could save you thousands of dollars…
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05
May
By Lori Blank
Financial Reports

What’s Ahead For Mortgage Rates This Week – May 5th, 2025

Last week featured a slew of releases, but the most important one as of this writing is the GDP estimates. Both the GDP and GDP deflator data have started to reverse their previous trends, raising serious concerns that the economy may be experiencing deflationary effects. This is somewhat offset by the Personal Income and Spending reports, which showed favorable numbers, as well as the Non-farm Payroll figures, which have also increased during this period. The impact of the latest tariffs and trade wars has already appeared in estimates and data releases across numerous markets. There is strong expectation that the…
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02
May
By Lori Blank
Real Estate Tips

Why Some Homes Come with Deed Restrictions You Shouldn’t Ignore

When buying a home, most buyers focus on location, price, and features. However, deed restrictions—legally binding rules that dictate how you can use your property—are equally important. Ignoring them can lead to unexpected limitations and challenges. What Are Deed Restrictions? Deed restrictions, also known as restrictive covenants, are rules placed on a property’s deed by developers, homeowners’ associations (HOAs), or local governments. Unlike zoning laws, which are enforced by municipalities, deed restrictions are upheld by private entities like HOAs or developers. Violating them can result in fines, legal action, or forced compliance. Common Deed Restrictions Understanding deed restrictions before purchasing…
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01
May
By Lori Blank
Home Buying Tips

Why Some Homebuyers Are Prioritizing Personal Libraries Over Extra Bedrooms

In a world where home preferences are constantly evolving, a surprising trend has emerged among homebuyers: many are prioritizing dedicated personal libraries over additional bedrooms. While traditional real estate advice has often emphasized the value of extra bedrooms for resale potential, today's buyers are shifting their focus to spaces that enhance their lifestyle, productivity, and personal enjoyment. As more people embrace remote work, digital minimalism, and personalized home design, the idea of a home library has become increasingly appealing. A designated space for books, study, and quiet reflection offers an escape from daily distractions and a retreat for those who…
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