Blog - Lori Blank & Associates

02

Sep

Home Buyer Tips

Four Mistakes to Avoid When Making an Offer for Your Dream Home

You've scoured the new home listings, been to all the open houses and have finally found the home of your dreams. It is now time to draft an offer and begin the negotiation process. Below we'll share four mistakes that you will want to avoid when making an offer on your dream home. Mistake #1 – Not Working With A Professional The first mistake that home buyers make is trying to buy a home without using the services of a real estate professional. Buying a home is a significant financial transaction and one where the seller and their agent are…

01

Sep

By Lori Blank

Around The Home

4 Common Remodeling Mistakes and How to Avoid Them

Investing in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let's take a look at four of the more common home renovation mistakes that homeowners make and how you can avoid them. Mistake #1: Skipping The Permit Process The first mistake you will want to avoid is undertaking any home renovation without the required permits. While some remodeling projects will not require a permit, others will. Regardless, it is more than worth taking the time to do…

31

Aug

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – August 31st, 2026

The PCE Index has remained above the Federal Reserve’s target and continues to be the Federal Reserve’s preferred measure for tracking inflation. Although the latest reading was not significantly above expectations, when considered alongside a number of other factors, it could contribute to the potential for a rate increase, particularly as the PCE Index has repeatedly come in higher than expected in recent months. At the Jackson Hole Symposium, the Federal Reserve commented that it remains committed to bringing inflation back to its 2% target. The Fed additionally stated that it would no longer provide forward guidance on future rate…

28

Aug

By Lori Blank

Real Estate Tips

What to Consider Before Buying a Home With a Pool

A backyard pool can make a home feel like a private retreat. For buyers who enjoy swimming, entertaining, or spending time outdoors, it may be a major selling point. Before falling in love with the idea, however, it is important to understand the maintenance, expenses, and responsibilities that come with pool ownership. Inspect the Pool's ConditionThe appearance of the water does not tell you everything about the condition of a pool. Pumps, filters, heaters, plumbing, surfaces, lighting, and other equipment may eventually require maintenance or replacement.Consider having the pool evaluated by an experienced professional so you have a clearer understanding…

27

Aug

By Lori Blank

Real Estate Tips

How Mature Trees Can Affect a Home Purchase

Large, established trees can make a property feel beautiful and inviting. They may provide shade, privacy, character, and an established landscape that would take years to recreate. But mature trees also come with responsibilities that buyers should consider before purchasing a home. Look at the Condition of the TreesA healthy mature tree can be a valuable part of a property, while a damaged or diseased tree may eventually require professional attention or removal. Look for large dead branches, visible decay, significant leaning, damaged trunks, or other unusual conditions. When concerns arise, a qualified tree professional can provide a more informed…

26

Aug

By Lori Blank

Real Estate Tips

What Buyers Should Know About Shared Driveways

A shared driveway may seem like a minor detail when you are focused on a home's layout, condition, and location. However, because the driveway is used by more than one property owner, it is important to understand exactly how access, maintenance, and responsibilities are handled before you buy. Understand Who Owns the DrivewayA shared driveway does not always mean both homeowners own equal portions of it. In some cases, one property owns the driveway while a neighboring property has a legal right to use part of it through an easement. In others, ownership may be divided between properties. Ask your…

25

Aug

By Lori Blank

Real Estate Tips

How to Evaluate a Home’s Energy Efficiency Before You Buy

When shopping for a home, buyers naturally pay attention to the kitchen, bedrooms, bathrooms, and overall condition of the property. But energy efficiency can have a significant impact on what it actually costs to live in the home. Taking a closer look at how efficiently a property uses energy can help you anticipate monthly expenses and identify improvements you may want to make after purchasing. Look at the Windows and DoorsOlder or poorly sealed windows and doors can allow heated or cooled air to escape, making the home more expensive to keep comfortable. Look for drafts, damaged weatherstripping, condensation between…

24

Aug

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – August 24th, 2026

The latest FOMC minutes reinforced the Federal Reserve’s continued focus on price stability, with policymakers voting to maintain the current federal funds rate for the time being. However, the path forward remains uncertain, particularly as persistent inflation continues to complicate the case for additional rate cuts. In fact, several policymakers have indicated greater concern about inflation and favored tighter monetary policy at the most recent meeting. With the more recent departure of former Fed Chair Jerome Powell, there is a lot of uncertainty about where the Federal Reserve will move under the current administration. There is also a lot of…

21

Aug

By Lori Blank

Real Estate Tips

What Every Buyer Should Know About Property Lines

When buying a home, the yard, driveway, fence, and surrounding space may appear to clearly define the property. In reality, visible features do not always match the legal boundaries recorded for the land. Understanding property lines before closing can help you avoid future disputes, unexpected restrictions, and costly mistakes involving fences, additions, landscaping, or shared access. Do Not Rely Only on Fences A fence may have been installed for privacy or convenience rather than directly on the legal boundary. Trees, hedges, driveways, and retaining walls can also create the impression of a property line without confirming where the property actually…

20

Aug

By Lori Blank

Real Estate Tips

The Hidden Costs of Buying a Larger Home

A larger home can offer extra bedrooms, more storage, and additional space for entertaining or working from home. While those benefits may be appealing, the purchase price is only one part of the financial picture. Bigger homes often bring higher ongoing expenses that are easy to underestimate during the excitement of house hunting. Understanding these costs can help you decide how much space truly fits your lifestyle and budget. Higher Utility Expenses More square footage generally requires more energy to heat, cool, and light. Homes with high ceilings, multiple HVAC systems, large windows, or older insulation may cost significantly more…