Blog - Lori Blank & Associates

31

Dec

Home Buying Tips

The Five Signs You Are Financially Ready for Homeownership

Buying a home is a major milestone, and knowing when you are truly ready can give you confidence throughout the entire process. Many future homebuyers wonder if their finances are strong enough or if they should wait another year. The truth is that homeownership readiness is less about perfection and more about preparation. When several key financial indicators line up, you can move forward with clarity, confidence, and a sense of stability. You Have Steady, Reliable IncomeLenders want to see consistent income, and this is one of the strongest signs you are ready to buy a home. Whether you are…

30

Dec

By Lori Blank

Real Estate Tips

Simple Upgrades That Make a Big Difference in Resale Value

When it is time to sell your home, you do not always need major renovations to impress buyers. In fact, many small, affordable upgrades can create a big impact on your home's resale value. As real estate professionals, we often see buyers fall in love with homes that simply feel updated, welcoming, and well cared for. With the right improvements, you can boost your home's appeal and stand out in a competitive market without spending a fortune. Start With Fresh Interior PaintA fresh coat of paint is one of the most cost-effective upgrades you can make. Neutral colors help buyers…

26

Dec

By Lori Blank

Real Estate

How to Prepare Your Home Emotionally Before You Sell

Selling a home is not just a financial decision, it is an emotional one. Your home holds memories, routines, and milestones that make it more than four walls. When it is time to sell, those emotions can make the process feel overwhelming. As real estate professionals, we help homeowners prepare not only their property, but also their mindset. With the right emotional preparation, you can move forward confidently and make the transition smoother for your entire family. Acknowledge the Memories Your Home HoldsBefore you can detach, it helps to acknowledge what the home has meant to you. Walk through each…

24

Dec

By Lori Blank

Homeowner Tips

How to Create a One-Year Plan After Moving In for Repairs and Upgrades

Moving into a new home is exciting, especially when you cannot wait to make improvements that reflect your style and lifestyle. The challenge is knowing where to start. Many new homeowners feel overwhelmed by repairs, upgrades, and projects competing for attention. Creating a one-year plan helps you stay organized, avoid overspending, and prioritize the changes that matter most. As real estate professionals, we guide buyers through this transition so they can protect their investment and enjoy their home from day one. Start With a Full Walkthrough of the HomeBefore making any upgrades, take time to walk through the home with…

23

Dec

By Lori Blank

Real Estate

How Garage Size Affects Value More Than You Think

When buyers tour a home, the garage is often an afterthought, but it plays a much larger role in property value than many people realize. Garage size affects storage, functionality, lifestyle, and the overall appeal of a home. As real estate professionals, we often see buyers choose one home over another simply because the garage better fits their needs. Whether you plan to use the garage for parking, projects, or storage, its size can significantly influence long-term value and buyer interest. Understanding How Parking Space Impacts ConvenienceA one-car garage may seem fine at first, but daily life changes quickly when…

22

Dec

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025

The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher than expected; however, this result is somewhat tempered by the fact that the figures are supported by a more limited data set. Even so, it is not a positive sign that unemployment numbers are exceeding expectations under these circumstances. At this time, there is still no word on when the Consumer Price Index will be released,…

19

Dec

By Lori Blank

Productivity Tips

Simple Ways to Be More Productive While Working from Home

Working from home sounds ideal until distractions, interruptions, and blurred boundaries start to affect your focus. If you are adjusting to a home-based routine, the good news is that a few simple habits can help you feel more organized, more productive, and less stressed. Here are 6 practical ways to make working from home work for you. Set Up a Dedicated Work ZoneChoose 1 spot in your home that is your work area, even if it is a small corner. A consistent workspace helps your brain shift into work mode faster. Keep it tidy and stocked with the basics you…

18

Dec

By Lori Blank

Home Buying Tips

The Real Cost of Homeownership, What Buyers Must Know Before They Commit

Buying a home is an exciting step and a powerful wealth building move, but the purchase price is only part of the financial picture. Many buyers focus on the down payment and monthly loan amount, then feel surprised by the ongoing costs that come with owning a home. Understanding these expenses ahead of time helps you buy with confidence and avoid unnecessary financial stress. Your Monthly Mortgage PaymentFor most homeowners, the mortgage payment is the largest recurring expense. This payment includes the principal balance and the interest charged for borrowing the funds. The amount depends on your loan size, interest…

17

Dec

By Lori Blank

Home Buyer Tips

A Practical Buyer Guide with Smart Steps to Buying Your Next Home

Buying your next home is an exciting milestone, but it also comes with important financial decisions. Whether you are upgrading, downsizing, or relocating, preparation is key. Market conditions evolve, lending standards change, and personal finances shift over time. These seven essential tips will help you approach the process with clarity and confidence. Plan Early for Your Down PaymentYour down payment is the amount you contribute upfront toward the purchase price of your home. This amount is typically a percentage of the total price and varies based on loan type and qualifications. Creating a savings plan early allows you to set…

16

Dec

By Lori Blank

Real Estate Tips

A Simple Seller Checklist to Prepare Your Home For a Successful Sale

Selling your home is a major milestone, and preparation plays a key role in achieving a strong result. Buyers form opinions quickly, and thoughtful updates can influence both interest and offers. These steps help position your home to appeal to today's buyers while maximizing value. Partner With the Right ProfessionalsWorking with an experienced real estate professional gives you a clear advantage. A knowledgeable agent can evaluate comparable homes, review recent sales, and help determine a competitive listing price. They also guide you on presentation, timing, and buyer expectations. It is also helpful to connect with a lending professional early to…