Blog - Lori Blank & Associates

15

Oct

Home Buyer Tips

Why Buyers Should Check Where Rainwater Goes After It Leaves the Roof

A home's roof is designed to protect the interior from rain, but what happens to the water after it reaches the gutters? Many buyers focus on the condition of the roof without considering where the water travels once it leaves the house. Understanding drainage patterns can help buyers identify potential maintenance concerns and evaluate how well a property manages heavy rainfall. Gutters Are Only the BeginningGutters collect water as it runs off the roof and direct it toward downspouts. However, the downspout is not necessarily the end of the drainage system. Some homes release water onto splash blocks, while others…

14

Oct

By Lori Blank

Home Buyer Tips

The Furniture Delivery Test: Can Large Items Actually Reach the Rooms Where They Belong?

A spacious living room or oversized primary bedroom can make a home feel like the perfect fit. However, there is one question buyers rarely ask during a showing: Can the furniture they own actually make it into those rooms? A room may have plenty of space for a king-size bed or sectional sofa, but getting those items through the house can be an entirely different challenge. Room Size Is Only Part of the EquationBuyers often measure rooms to determine whether their furniture will fit. While that is important, the dimensions of the room do not tell the whole story. A…

13

Oct

By Lori Blank

Home Buyer Tips

Why Buyers Should Check What Is Directly Above Every Bedroom

When touring a two-story home, most buyers pay attention to the size of the bedrooms, closet space, and overall layout. However, one detail that often gets overlooked is what sits directly above each bedroom. The location of upstairs rooms, plumbing, and mechanical equipment can influence how comfortable and quiet a bedroom feels long after the purchase. Upstairs Rooms Can Affect Downstairs ComfortA bedroom located beneath another bedroom may experience relatively little activity during sleeping hours. However, a bedroom positioned directly below a kitchen, laundry room, or busy living area may have an entirely different experience. Footsteps, moving furniture, running appliances,…

12

Oct

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – October 12th, 2026

The FOMC Minutes and Consumer Sentiment report were the most impactful calendar items last week, further reinforcing the Federal Reserve's resolve to bring inflation down to its 2% target rate. While there is considerable speculation about another rate increase, recent analyst expectations suggest that the Fed will hold rates at their current level for some time. The Consumer Sentiment report showed a slight increase, largely driven by moderating gas prices, which have helped provide consumers with some relief.Consumer Sentiment ReportThe University of Michigan Consumer Sentiment index was revised higher to 49.5 in June 2026, up from a preliminary reading of…

09

Oct

By Lori Blank

Home Buyer Tips

The Door Test: Which Doors Cannot Be Open at the Same Time?

Doors seem like one of the simplest parts of a house. They open, they close, and buyers rarely give them another thought. But when several doors occupy a small area, the way they swing can create awkward little conflicts that may not become obvious until after you move in. Open the Doors TogetherDuring a showing, look for areas where multiple doors are located close together. Bathrooms, closets, laundry rooms, pantries, garages, and small hallways are particularly useful places to check. Open neighboring doors and see what happens. Does the bathroom door block the linen closet? Does a bedroom door collide…

08

Oct

By Lori Blank

Home Buying Tips

Why You Should Look at Where the Outdoor Trash Has to Travel

Taking out the trash is probably not on your homebuying checklist. Yet it is one of those ordinary chores you may repeat hundreds of times after moving in. During a showing, take a moment to figure out where outdoor trash and recycling containers would be stored and how they would get from that location to the collection point.Find the Storage SpotStart by identifying where the containers would realistically live. Some homes have an obvious space beside the garage. Others may require containers to be stored behind a gate, inside the garage, along a narrow side yard, or somewhere less convenient.…

07

Oct

By Lori Blank

Home Buyer Tips

The Shower Test: What Happens When You Turn On a Second Faucet?

Most buyers know to turn on faucets during a home tour. They check whether water flows, glance underneath sinks, and may test the shower. But a home rarely operates with only one plumbing fixture running at a time. A more revealing question is what happens when water is being used in two places at once. Test More Than One FixtureIf appropriate during your evaluation of the property, try running water at one fixture while another is already operating.For example, what happens at the shower when a nearby sink is turned on? Does the flow appear noticeably different?The goal is not…

06

Oct

By Lori Blank

Real Estate Tips

Why Buyers Should Check Which Rooms Share a Wall

When buyers study a floor plan, they usually focus on where the rooms are located. Is the primary bedroom downstairs? Is the laundry room near the bedrooms? Is the kitchen open to the living area? There is another detail worth checking that may not be obvious during a showing: what is happening on the other side of each wall. Start With the BedroomsBedroom placement can have a major effect on how a home feels during everyday life. Look at what shares a wall with each bedroom. It could be another bedroom, a bathroom, laundry room, garage, kitchen, staircase, or family…

05

Oct

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – October 5th, 2026

While the Core PCE Index came in at 3.0%, below the expected 3.3%, overall inflation remains well above the Federal Reserve's 2% target. With inflation still running above the Federal Reserve’s target, there remains room for rates to stay elevated or potentially increase over the next several rate decisions if the Fed remains focused on restraining inflation. The JOLTS job openings report has also revealed a larger-than-expected gap. Job growth across the board has been slowing, with growth concentrated in only a handful of sectors. The nonfarm payroll figures have also come in well below expectations, while the unemployment rate…

02

Oct

By Lori Blank

Real Estate Tips

Why Buyers Should Look at Where the Thermostat Is Located

The thermostat is one of those household features buyers can walk past several times without giving it much thought. If the temperature feels comfortable during the showing, there may seem to be little reason to investigate further. But where a thermostat is located can influence what it senses about the temperature inside the home. Find It Before You LeaveDuring your tour, locate the thermostat rather than simply checking the temperature displayed on it.Is it in a central hallway? Near the kitchen? Close to an exterior door? Is sunlight hitting the wall where it is mounted? The thermostat responds to conditions…