Lori Blank, Author at Lori Blank & Associates

03

Feb

Home Buyer Tips

Why Flexible Bonus Rooms Matter More Than Home Theaters

When you are searching for a home, it is easy to get excited about dramatic features like built-in home theaters. They look impressive, they photograph well, and they feel luxurious during a showing. But as real estate professionals, we see something different in day-to-day living. Most buyers end up valuing flexible bonus rooms far more than dedicated home theaters. A bonus room can adapt to your changing lifestyle, while a home theater often serves one purpose and one purpose only. Understanding the difference helps you choose a home that supports how you actually live. Bonus Rooms Adapt as Your Life…

02

Feb

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – February 2nd, 2026

While many were optimistic about an additional rate cut, the Federal Reserve has decided to maintain current interest rates pending further data. They have previously stated that at least one more rate cut would follow the last one, but their stance now appears to depend on the availability of sufficient supporting data. Recent Core PPI reports have also been released, and the data conflicted with earlier CPI and non-core PPI reports. The reports showed that inflation for producers along major production pathways has increased more than expected. This is likely to result in a noticeable increase in wholesale prices across…

30

Jan

By Lori Blank

Homebuyer Tips

What to Weigh Before Moving Your Family to a New School District

Choosing a home often means choosing a school district, and for many families, this becomes one of the most important parts of the homebuying process. A strong school district can support your child's education, shape daily routines, and even influence long-term property value. As real estate professionals, we help families evaluate school districts not just academically but practically, so they can make a choice that supports both their lifestyle and their investment. Consider the Academic Reputation of the DistrictAcademic performance is usually the first factor familiesí review. Test scores, graduation rates, teacher qualifications, and school rankings offer a general picture…

29

Jan

By Lori Blank

Homeowner Tips

What Peeling Paint and Sticky Doors May Be Telling You

When you walk through a home, the little details can reveal more than you might expect. Peeling paint and sticky doors may look like small cosmetic issues, but they can signal deeper problems that should not be ignored. As real estate professionals, we encourage buyers to pay close attention to these signs during showings and inspections. Understanding what these issues may be telling you helps protect your investment and gives you a clearer picture of the home's true condition. Peeling Paint May Signal Moisture IssuesPeeling or bubbling paint is often caused by moisture trapped behind the surface. While it can…

28

Jan

By Lori Blank

Personal Finance

The Most Overrated Home Features and What Buyers Actually Use

When you are shopping for a home, it is easy to be distracted by features that look impressive during a showing but do not add much value to your everyday life. As real estate professionals, we see buyers fall in love with flashy upgrades that end up unused while overlooking practical features that make a home truly comfortable. Knowing which features are overrated and which ones buyers genuinely rely on can help you choose a home that fits your lifestyle instead of one that simply looks good online. Expensive High-End Appliances Versus Everyday FunctionLuxury appliances often look beautiful, but many…

27

Jan

By Lori Blank

Personal Finance

The Long-Term Impact of Buying Next to Commercial Property

When you start shopping for a home, location becomes one of the most important factors in the decision-making process. One choice buyers often overlook is whether the home is located next to commercial property. At first glance, living near shops, restaurants, or offices may seem convenient. But as real estate professionals, we know that commercial neighbors can bring long-term benefits as well as long-term challenges. Understanding the full impact helps you decide whether the location supports your lifestyle and your investment. Evaluate Noise, Activity, and Daily TrafficCommercial properties create activity, and that activity can lead to noise, traffic, and busy…

26

Jan

By Lori Blank

Financial Reports

What’s Ahead For Mortgage Rates This Week – January 26th, 2026

The Federal Reserve’s preferred inflation indicator — the Personal Consumption Expenditures (PCE) Index — released under delayed conditions, but it was within expectations. Next week will be another Federal Reserve Rate Decision, and it is expected that the Federal Reserve will reduce rates at least one more time. The optimism among the broader market has been showing that multiple sectors that seem unphased by the administrative decisions and current political climate. PCE IndexThe PCE Index came in at 2.8% in November on an annualized basis. According to data from the Commerce Department, core PCE, which excludes food and energy, also…

23

Jan

By Lori Blank

Mortgage

The Perks of Buying a Home in a Gated Community

Welcome to our consumer blog, where we delve into the finer details of real estate and homeownership. Today, we're exploring the enticing realm of gated communities and why they might just be the perfect fit for your next home purchase. 1. Enhanced Security: One of the most obvious perks of residing in a gated community is the heightened sense of security it offers. With restricted access points and often round-the-clock security personnel, gated neighborhoods provide a level of safety and peace of mind that is hard to match. For families, this means children can play freely and residents can rest…

22

Jan

By Lori Blank

Credit Scoring

Unlocking Lower Mortgage Rates By Boosting Your Credit Score

The interest rate you qualify for when securing a mortgage can make a huge difference in your financial journey. The good news is, that by understanding how credit scores impact mortgage rates and implementing strategic steps to boost your score, you can potentially unlock lower rates and save thousands of dollars over the life of your loan. Lenders use credit scores as one of the primary factors in determining the interest rate they offer you on a mortgage. Generally, the higher your credit score, the lower your interest rate will be. This is because a higher credit score indicates to…

21

Jan

By Lori Blank

Mortgage

Exploring Home Improvement Loans

Want to upgrade your home but short on cash? Home improvement loans can help! They're like a financial boost for fixing up your place without draining your savings. But with so many options, how do you pick the right one? Let’s review the options. Home improvement loans are like a cash lifeline for home projects. Unlike some loans, they don’t need your home as collateral. You get the money upfront and pay it back over time. What's the difference between home improvement and renovation loans? Improvement loans are more flexible and cover various projects, like a new roof or landscaping.…